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  3. Todd Christensen
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Todd Christensen

Director of Education
Debt Reduction Services Inc.: Boise, Idaho
Country or state 
United States
Available to 
Europe,
North America,
...
Fee 
Ask for pricing
Languages 
English,
Spanish,
...
Volunteer
Yes

Personal Details

Bio

Accredited Credit Counselor and author of Everyday Money for Everyday People (2014), Todd R. Christensen, MA, is Director of Education for the National Financial Education Center at Debt Reduction Services Inc, a nationwide nonprofit credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities, while also managing the company’s bankruptcy certificate counseling and education services. He facilitates hundreds of workshops annually to thousands of participants regarding the fundamentals of effective money management.

He currently serves as secretary of the board of directors for the Association for Financial Counseling and Planning Education for 2015, has served as president of the Idaho Jump$tart Coalition, has been the public member of the Council for Certification of the American Association of Family and Consumer Sciences and volunteers on the program coordinating committees of several housing authorities.

Todd relishes speaking to large groups, such as the “Smart Women Smart Money” conference in Boise, Idaho (2012, 2013, 2015) and a general session of the Association for Financial Counseling and Planning Education in Jacksonville, FL in 2011, but he also enjoys counseling with individuals and couples regarding their goals, household budgets, credit reports, and debt elimination plans.

His published articles and booklets have addressed topics ranging from marriage and money to raising financially smart children, from recovering from bankruptcy to controlling holiday spending.

Todd also served in 2009 as a volunteer Spanish and French language interpreter at the Special Olympics 2009 World Winter Games in Boise, in 2008 as an evaluator of the Pre-Professional Certification Test for the American Association of Family and Consumer Sciences and has served frequently as a financial education awards judge for various conferences and associations. In 2007, he helped to draft the course standards for Idaho’s Mathematics of Personal Finance high school class. An eagle scout himself, he has also served in adult leadership positions in scouting, including most recently as a chartered organization representative from 2013 through 2016.

He thrives on speaking at conferences and meetings and facilitating classroom presentations at all levels. See http://bit.ly/emepvideo for speaker video.

Current position (1)

Director of Education

Debt Reduction Services Inc.: Boise, Idaho

Degrees (3)
Master in International Management
CSU Global
2015 to 2017
Master of French Studies
Brigham Young University
1994 to 1997
Bachelor of French Language and Literature
Brigham Young University
1984 to 1992

Presentations

Presentations (6)
Credit Building: Part Deux

A great train-the-trainer/teacher presentation to learn the Ins and Outs of building and rebuilding consumer credit.

Dealing with Medical Debt

Dealing with Medical Debt is never a pleasant experience. Coming on the heels of what was likely already an already difficult period physically, medical debt and become another emotionally challenging period in your life. In this interactive and engaging presentation, you’ll learn the ins and outs of medical debt and find practical steps to take in order to minimize its negative impacts in your life. We’ll answer common questions like, “Is there such a thing as medical bankruptcy?” and “What do I do when I get a medical debt collections notice?” Don’t miss it. Your financial life may depend on it!

Unconfuddling: How to Pay Debts, Save for Emergencies & Invest in Your Future, All at the Same Time

Join author, financial educator and credit counselor, Todd Christensen, for this perennially popular session to discover the 3 simple and powerful secrets behind successfully taking care of our financial past, present and future. Learn how to painlessly find an extra $50 to $100 in your budget for achieving your financial goals, including debt elimination, building that all-important emergency fund, and investing regularly in your future.

Defining Our Financial Vision

When it comes to money, going with the flow is not a plan for success. Knowing where you’re going is the first key step on the road to financial stability. But how do you decide where you want to go? Who has the roadmap? As it turns out, you do. In this seminar, you’ll answer three simple questions that will help you to define your own, personal financial vision that will guide you in establishing money goals throughout your life. Finally, learn 3 more simple steps that will increase your likelihood of achieving your goals by 30%!

3 Financially Fatal Choices that Keep Us in Debt For-Ev-Er

Navigating the currents of personal and household finances can be treacherous. Three mistakes, in particular, can strand us on the shores of debt for a lifetime. Learn what these three mistakes are and how to avoid them.

Dealing with Debt

This engaging and eye-opening presentation helps participants to understand the powerful forces working against them when in debt and how to overcome them. From how debt collection agencies work to why debt settlement can be worse than bankruptcy, this information should be required for high school graduation. Everyone needs it! And everyone wants it!

Past talks (5)
Commencement Keynote
Centennial Job Corps
Nampa, Idaho
2017
Unconfuddling: How to Pay Off Debts, Save for Emergencies & Invest for the Future All at the Same Time
Smart Women Smart Money Conference
Boise, Idaho
2015
The Big Pay Off: Debt Elimination Alternatives to Bankruptcy
Financial Planning Association
Online
2015
Building Credit: Part Deux
Financial Beginnings Annual Teachers Conference
Portland, Oregon
2015
Roadmap to Financial Stability
Idaho Department of Fish & Game
Boise State University
2011
  • All (3)
  • Videos
  • Photos (1)
  • Slides (1)
  • One sheet (1)
This speaker hasn't uploaded any videos yet.
Dynamic conference speaker
Dynamic conference speaker
Speaker and Personal Finance Expert Todd Christensen
This speaker hasn't uploaded any press information yet.

Books & Articles (5)

Everyday Money for Everyday People
Aloha Publishing,
2017
Rethinking good debt vs. bad debt
Clues that You Might Be a Financial Zombie
XLR8 with AAFCS Certifications!
Emergency Savings Account: Save More than Just Money

Expertise (9)

Health & Well-being
Personal Finances Budgeting Credit Debt Non-profit Bankruptcy counseling Consumer Financial Education

Awards & certifications (6)

Accredited Credit Counselor
Association for Financial Counseling and Planning Education
2013
First Place - Business, Finance
North American Book Awards
2015
First Place - Parenting and Family
North American Book Awards
2015
Mentor of the Year
Junior Achievement of Idaho
2016
Certified Personal and Family Finance Educator
American Association of Family Consumer Sciences
2013
Certified Personal Finance Counselor
Center for Financial Certifications
2007
Recommendations
Why choose me? 

A highly-rated, engaging, experienced, empowering and FREE speaker on day-to-day personal finance

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