Henry Lee

In this session, I will explore the two key pillars of protection: life insurance and income protection. These essential policies are vital for safeguarding your financial future and securing your loved ones. I will highlight why having insurance is a necessity. Life insurance offers peace of mind by ensuring your family is financially supported in your absence, while income protection provides a safety net if you cannot work due to illness or injury. Together, they create a comprehensive safety net that eases financial burdens during challenging times. We will also discuss the role of trusts in estate planning to mitigate inheritance tax and avoid probate, ensuring life insurance benefits reach your beneficiaries directly. Finally, I will provide actionable insights into effective protection planning, including types of policies, assessing needs, and choosing the right coverage. By the end of this session, you will be equipped to make informed decisions about your insurance needs

In this session, I will explore how directors of limited companies can strategically set up protection through their businesses to tackle corporation tax while ensuring a high level of comprehensive coverage. Many directors may not be aware that they can implement specific insurance solutions that not only provide essential protection for themselves and their businesses but can also offer tax advantages. I will discuss the various types of protection available, including key person insurance, income protection, and life insurance, and how these can be structured within the business framework to optimise tax efficiency. Attendees will learn about the benefits of these protection strategies, including how they can safeguard personal and business interests, attract and retain top talent, and enhance overall financial stability. I will also cover practical steps for setting up these protections, ensuring compliance with relevant regulations and maximising tax benefits.