John Mackey

This talk is about the crazy ways we try to save money. We are penny wise and pound foolish. We need a car. You go to the dealer and negotiate $2000 off of the sticker. You negotiated hard and you thought you won. No, you really lost!

Find out how you lose by trying to win this game!

Just how much does credit weigh - your credit - and how it weighs you down. And then, you have the rules of the game - and it is a game - the games the bureaus and debt collectors play - and you do not know the rules!

John explains how to stand tall again - how to lose that weight, that can be devastatingly simple. If only you knew. Now you can!

Co-presented with Mr. Mark Vavreck, Esq, a leading authority on the Fair Debt Collection Practices Act and its' application. They go over the basics of credit, credit scoring and how to defend yourself if you find yourself with debt collections, whether real or erroneous.

“Credit Reports and Credit Scores-A Working Understanding” is a premier course on credit reports and credit scoring. It describes the various credit reports and where to get them and the various FICO scoring methods used for home mortgages, credit cards, and everything credit related.
Credit scoring and credit reports can be an incredibly complex topic, as there is a lot of confusion between what is the truth and what is misleading. Bad information has been perpetrated by many in the credit fields. This course sets the record straight.
We will go over the fair credit reporting act, (Which mandates your rights under the law regarding credit and credit reports), credit scores, the building blocks of your credit score, the five pillars of your FICO's credit score, credit reports and where you can get them, problems with credit scoring system, and ways to maximize your score.