Rick Ferri

Offers hourly, customized investment advice, as needed. It’s ideally suited for people who desire occasional professional help without the expense of ongoing investment management. This fiduciary service is designed for individual investors, trustees of family wealth, employers who oversee retirement plans, and committees that are responsible for managing the investments of non-profit organizations. I can consult in all 50 states and globally. I’ll strive to understand your financial situation and then analyze your existing accounts and investments to help you make prudent decisions. I’ll also provide recommendations to low-fee portfolio management companies when ongoing management is requested or required. My only compensation is the fee you pay me. The Portfolio 2nd Opinion program offers new clients 1.5-hours of review and consultation for $500. People find this to be valuable because most major issues can be resolved in this time frame. I charge $450 per hour for additional ana

Many people know about index funds, they just don't know how to best invest in them to benefit the most out of them. This 50-minute presentation does the job in two parts: Part 1: Stages of an Investor’s Education: Darkness – get rich quick. What hot stock tip can you get in the doctor’s lounge. This is the pursuit of “hot stock tip that will make me rich quick” Enlightenment – reached by an epiphany that low cost index investing is the way to go. Complexity – rabbit holes such as perfect optimal allocation, products, factor investing paralysis by analysis Simplicity – you realize that none of the complexity matters, it is all about asset allocation. Part 2: Elements to a Investment Success Philosophy – for index investors this is pretty universal. Low expense index funds Strategy – for Rick, this is personal. Which funds in which accounts? He states it is the individual way you implement your general philosophy Disciplined – be patient and stick with it. Just Do It!