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My professional life has been an interesting mix of public and private service. I am a US Marine Corps officer and fighter pilot now retired, a former stockbroker, adjunct college professor, a former low-fee advisory firm founder, and now an hourly-fee consultant who helps individual investors achieve their financial goals and advisers achieve their business goals. I started my investment career in 1989 as a stockbroker at a large Wall Street firm. After a few years in the industry, I concluded the sales culture and high fees did not meet my ethical standards. I was determined to change the way the system worked and became one of the first brokers to advocate using low-cost index funds in client portfolios. This didn’t sit well with management, but I pushed forward because it was right for clients. Read more about my CORE BELIEFS. In 1999, I left the brokerage industry and founded an advisory firm that focused solely on low-cost investment principles. Clients held index funds and exchange-traded funds (ETFs) in their portfolios, and I set my firm’s fee at a revolutionary low 0.25% per year rate. The concept was fresh, novel, and in demand. Client assets grew quickly and our staff grew also. At its peak, the company employed 20 people and managed over $1.5 billion in assets. I left the firm in 2016 after a private equity investor acquired management control and changed the company’s focus. Today, I’m helping investors drive their investment cost even lower by “decoupling” advice from portfolio management. Ferri Investment Solutions provides as-needed hourly advice. This includes portfolio reviews, recommendations, and when requested, a referral to an investment firm that will implement a portfolio for a very low fee. I also provide industry consulting to advisers and help them grow their practices. The advice ranges from practice management to investing. A trend in the industry is to have an Outsourced Chief Investment Officer (OCIO). The OCIO provides firmwide investment oversight and works with individual clients when needed. Core-4 Portfolios is a FREE website for public use. There are six simple portfolio models that any individual investor can adopt. Custom portfolio design is also provided for investors and advisers. Last, I continue to publish books and articles, speak on investment topics and am the host of the “Bogleheads on Investing” podcast. A few notable achievements in my career include: ✔ 30+ years of experience in the financial adviser industry and a recognized champion for low investment fees. ✔ A pioneer in low-fee investment advice and portfolio management using ETFs and index funds. ✔ Authored 7 investment books and hundreds of articles. Published in Forbes, WSJ and professional journals. ✔ Co-authored a research paper on index investing that won the S&P Dow Jones Indices 3rd Annual SPIVA Award. ✔ Bachelor of Science in Business Administration. ✔ Master of Science in Finance.
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5 years in practice psychology www.counsellingandtherapies.com
$251 - $1,500
Mr. Goodman has 20 years of experience in the environmental field, both in the Federal Government as well as the private sector. Mr. Goodman’s career has taken him to over 40 states where he has worked on National Environmental Policy Act (NEPA) matters, energy policy, environmental compliance, environmental policy, and renewable energy projects. Mr. Goodman also served for over 9 years as a certified COR project manager for the Federal Government and has technical expertise in a wide range of environmental projects, from NEPA and National Historic Preservation Act compliance to ecological resources and wetland delineation. He has led traditional cultural property surveys, worked on aquatic biological surveys of anadromous fish, and completed EPT benthic macroinvertebrate studies. He also has testified extensively before the Atomic Safety Licensing Board and several U.S. Federal District Courts to support the work of the US Nuclear Regulatory Commission. Mr. Goodman obtained his M.S. from Johns Hopkins University and is B.S. from Muhlenberg College. When he’s not working to save the planet, he enjoys hiking, rock climbing, and spending time with his wife Amy and daughter Sidney.
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At Memorex Corp. designing a "Matched Filter" for a 14" disc drive. This electrical filter was to make a pulse more symmetric and slimmer. The more symmetrical and slimmer a pulse, would help minimize the "Pattern-Induced-BitShift" (PIB). Heavy math problem! (Main LaPlace transform equation took me 22 pages of hand written notes to derive the necessary equations. Oh, those little minus signs kept giving me trouble!) Next job was at Lockheed Missiles & Space Co. Here I had different assignments. One assignment had me analyzing, what is called Digital Signal Processing (DSP), a plume from a space craft to try and label it as a "Friend or Foe". If its a Friend no problem, but a Foe may require action to be taken or it may shoot you down. This job required understanding the Fourier Transform. (FFT algorithm was being used. I switched to 10 other algorithms and partially solved the problem.) For more, see my SpectrumSolvers v. 6 app... goal-driven.net . After lay-off from Lockheed Missiles & Space Co. in 1991, 1991-Present Optimal Designs Enterprise President/Consultant Main objective is to train engineers & scientists to solve their own math problems without real programming. Most modeling, simulation & optimization problems can be solved in a page or two with the aide of a calculus-level language/compiler. Wrote a math textbook/casebook titled "Engineering Design Optimization using Calculus Level Methods: A Casebook Approach"; Created a website, goal-driven.net; and, developed four specialized software applications for the engineering community (visit my website for more): • CurvFit™ application solves fitting data to an math expression; I recommend the Lorentzian series for real world data problems. Sine & Damped Sine series are also available. • FC-Compiler™ application is a (free) Calculus-level Compiler that simplifies Tweaking parameters in ones math model. FC is based on Automatic Differentiation that simplifies computer code to an absolute minimum; i.e., a mathematical model, constraints, and the objective (function) definition. • Match-n-Freq™ solves pole/zero locations for a matched filter that is known for pulse slimming or shaping characteristics. Program determines optimal transfer function, H(s).; and, • SpectrumSolvers™ provides 13 spectral estimation algorithms for comparing Power Spectral Density (PSD) results. Algorithms include Akaike, Burg, Durbin, Maximum Likelihood Method, Mayne-Firoozan, Prony, Yule-Walker, and et al.
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"The special thing about my job is that you discover a new world full of different stories every time." Saber (22) knows better than anyone what it is like not to have a voice. At a young age he had to battle his speech impediment. By participating in debates, pitches and presentations, his weakness has become a force. As a result, he feels called upon to enable companies, organizations and individuals to share their story with the world in a convincing way.
$1,501 - $5,000
Brenda is a two-time bestselling author, an award-winning HR professional, and a serial entrepreneur who has been featured in publications such as Forbes, Entrepreneur, Fast Company, Inc., and US News and World Reports. Perseverance, integrity, and relentless optimism are just a few of the ingredients you experience when meeting and working with Brenda. Not only does she help business leaders solve their most difficult people issues, but she is also a specialist in crisis management and group dynamics. She is a mentor to leaders and managers of all levels and helps them work through and deal with difficult people. She started as an HR sprout after a solid fourteen-year career in retail management. She really enjoys helping people solve their unique problems, and human resources offered her the ability to support her co-workers in a greater capacity. Having the benefit of working for a total of six Fortune 500 companies, she converted her experience into advising her audience to use tried and trusted best practices that help small businesses achieve their workforce goals. In her 30-year career in human resources and business, she has consulted to over 600 small businesses and C-suite leaders. She has optimized employee effectiveness and helped mitigate the high costs associated with making hasty employment-related decisions. Brenda is a devoted volunteer in the Navy SEAL Community and is constantly finding new ways of supporting veterans of Naval Special Warfare. She dedicates 32 weeks a year working with The Honor Foundation to support the career transition of Special Forces personnel by providing them with her knowledge, insight, and creativity.
More than $10,000
Songwriter/Speaker
Mr. Johnson, a songwriter, artist: It is this experience; he will now bring to stages across the world. His Global idea, which is simple, he wants to help the everyday person to become, stronger and utilize all the gifts God has given them. Frank-O Life's Moto: How The Ripples Flow Big problems in life are important but every day small problems can build-up on you like mud around your tires. Most people never check their tires until they have a blowout. Not only can you hurt yourself, but others standing next to you. When you're on the side of the road wondering how life gave you a flat tire. Frank-O Johnson brings God's Words, which works as your "Tow Truck." He is only here to pull you out; we all get a little mud in our tires, let Him put you back on the road again, so you can drive into your future. Bio for my Music Career below: Frank-O artist & former songwriter for Motown now giving advice for major artists and movies studios. He wrote and recorded his first song at the age of fourteen. A song entitled *Your Love Is Weaker Than Water*. In the Muscle Shoals, area. He has written over 3,000 records for many great artists such as the Temptations, Commodores, Aretha Franklin, Bobby Womack, The Supremes, Ray Charles, Gwen McCrae, The Late Z.Z. Hill, Bobby Bland, The Late Little Milton, Denise LaSalle, Johnnie Taylor (Careless With Our Love) Johnnie Taylor, they became Gold Certified. He had three songs nominated for Grammys that he wrote for Aretha Franklin, Thelma Houston, and The Temptations. Two songs were nominated at the Jackson Music Awards, Denise LaSalle *Love Talking* and Bobby Bland *Can We Make Love Tonight* on the *MEMBERS ONLY* LP, so there is no doubt the man, Mr. Frank-O Johnson, is a songwriter. Inducted in the Alabama Hall of Fame and Reflections in Black Museum & hall of fame in Cleveland, Ohio. Frank-O studied American history in school about W.C Handy. He had no idea one day he would be standing on the shoulders of the giant. Over a century later Frank-O says when you throw a stone in the water you never know How the Ripples flow. In 2005, received a Motown Lifetime Achievement Award. He was also in the Billboard Disco Top 20 with *Keep On Getting Down* which is now a collector' item all over the world. Frank-O achievement from gold records to the hall of fame around the world, he’s managed to write over 3,000 songs that been recorded. National and Internationally he's still writing. Friend Harrison Callaway director of music said: "Frank-O brains haven't even been tapped yet." Come hear a Speaker that has the most incredible life stories that will change the way, you see the world while inspiring you never to give-up or given-in. Mr. Johnson believes that it's not you, but God decides (How the Ripples Flow.)
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An IOT leader with expertise in product lifecycle management, hardware software co-design, and systems design. He has extensive experience in the semiconductor and consumer electronics industry as well as tech product startups building smart, connected computing devices. He is passionate about bringing new products to market and enjoys being a technical trainer. He has worked with organizations like Intel, IEEE, Soliton Technologies, The Learning Labs and has done his M.Tech. (Medalist) from IIIT-Bangalore In his current role as Head-IOT Programs at Jigsaw Academy, he oversees design and development of industry-relevant IOT learning content and curriculum. He emphasizes on covering a complete end to end perspective on IOT starting from IOT sensors and devices; to IOT gateway platforms and networking technologies; to IOT cloud computing setup and web applications and finally to deploying Analytics and Machine Learning techniques to IOT use cases. Thus forming a practical knowledge of the 4 layers of IOT. He is also a member of the IOT Working Group for NASSCOM, India Sector Skills Council which is working on identifying the various job roles in IoT, creating Qualification Packs, and Model Curriculum to bring in standardization which will catalyze the capacity & quality of IoT professionals in the country and also to embark on journey of Skilling, Re-skilling and Up-skilling. He is a speaker (Technology | Product Design | Education) and has presented at many prestigious events like (recently) at the IOT Forum South Africa 2019, Convergence India / IOT India Expo 2019, Cypher 2018.
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Singer/Speaker
Welcome to an evening with Prince Ronnie Love: Meet the man that put the (B) in Blues, the (R) in R&B the (J) in Jazz the (C) in Classic and finally the (S) in Speaking to the public about important issues, that has changed our world for the better. Prince Ronnie Life Motto: From Frozen to Liquid Never quit when Life gets hard, sometimes you just have to move, to another environment. Maybe it's next door, other time's, life will challenge you to move across the world. Leaving our safe environment is where most of us begin the process of becoming Frozen in life. Thinking about the (what If's) in life and worrying about all that could go wrong, which keeps us frozen. Now the Good News, I will teach you how to become "Liquid" take the risk, and live the life you want, where your family can be proud. I can't fix everyone, so I need your help, once I show you how to become Liquid. Promise me that you will one day seek-out others that are frozen. The Liquid Movement: Stand with me as we help others break the Ice in their lives. Follow me on the "Liquid Movement" that is changing the world and together no one will ever be frozen again. Amen Prince Ronnie Love: Biography Welcome to an evening with Prince Ronnie Love Ronnie, the Fourth-Generation Singer of his grandfather and great grandmother. Began professional singing at the age of ten, with his grandfather and father. The Gospel Quartet called The Gospel Rising Stars. With the vocal training, he received a Music scholarship to Shaw University. He then teamed with Ollie (Ali) Woodson of (The Temptations). "Prince Ronnie Love solo career, his Debut single (Will You Marry me)... Prince Ronnie Love is presently putting together his Debut Album titled (LOVE) due to be released in the fall of 2011. This album will include all New and Original tunes with his hit solo single Will You Marry Me, this album bound to be a hit and be very successful. “Prince is by far a talented treasure and we are delighted to have him aboard,” said Charles Gammon, Manager. Prince is assured to be an added value to the company and to our loyal customers and fans. Born in: Brooklyn, New York Origin: Atlanta, Georgia Genres: Southern soul, R&B, blues, jazz Occupations: Singer, songwriter, multi-instrumentalist Instruments: Singing, piano, lead and bass guitar Associated: Tempting Temptations Prince Ronnie Love (born) Ronald Dunnigan an African American R&B soul singer/songwriter.
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Bill Weber is the President of GrowthPilot, an innovation consulting firm which helps its clients achieve more consistent success moving truly new product ideas from the drawing board to revenue. After working for nearly a decade with large manufacturers like 3M, Solvay, Georgia-Pacific, Aditya Birla, Shaw, Georg Fischer, and many others, he knows the good, the bad, and the ugly of innovation at established companies and has deep experience sharing what he has learned with audiences who want to more predictably hit their revenue growth goals. He's testified twice before Congress, spoken at dozens of industry conferences, and published many articles on innovation. Prior to joining GrowthPilot, Bill was the general counsel at Cbeyond, a public telecommunications company which he helped take private in 2014. In his varied career he served as a Marine officer for 12 years and was awarded the Bronze Star Medal with Combat “V” following Operation Desert Storm; spent several years as a criminal defense attorney in the Marine Corps; was a faculty member at the University of Georgia School of Law; practiced commercial litigation at a large corporate firm; and held various executive positions with Covad Communications. Bill has argued cases before state public utility commissions in 28 states and is a past Board Chair of the Georgia Innocence Project. He holds a B.S. (with honors) from the United States Naval Academy and a J.D. (cum laude) from the University of Georgia.
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